Lehigh Valley PA First Time Home Buyer, The Joe Finnerty Team, Berkshire Hathaway Home Services, For & Roach REALTORS®
Lehigh Valley PA First Time Home Buyer Information - Mortgage and Financial Information
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Getting a Mortgage and Financing Your First Lehigh Valley Home!

The first step to purchasing your Lehigh Valley home is to get Pre-Approved by a Mortgage Company or Lending Institute. If an offer is placed on a house, the seller wants to know that you have the ability to get a mortgage.

Lehigh Valley Mortgage Pre-Approval

A Pre-Approval is a document issued by the lending institute that states they have reviewed your finances and are willing (based on conditions) to lend you the money for your new home. This document is typically submitted with a Lehigh Valley PA Agreement of Sale to the home seller as proof you can obtain the necessary financing.

Lehigh Valley Mortgage GFE (Good Faith Estimate)

The GFE provides a complete breakdown of the needed finances throughout the complete transaction.
  • How much money will you need (inspections, insurance, closing costs)?
  • What will your monthly payment be (PMI plus escrow)?
  • Are you paying points?

Once you have the Pre-Approval and GFE you are considered a "Lehigh Valley Home Buyer With Purchasing Power"!

Now, when you view your dream house, you have the ability to work with Your Lehigh Valley Buyer's Agent to fill out the Agreement of Sale contract to make an offer on the house.

Special Financing Programs for Lehigh Valley First Time Home Buyers

As a Lehigh Valley First Time Home Buyer, you may qualify for special financial assistance to help purchase your first house.

  • The U.S.D.A. has a program which will lend you a 100% mortgage for the home if it is in a specific rural area and you meet the income guidelines.
    USDA Rural Housing Mortgages

Contact The Joe Finnerty Team for information about reputable local Mortgage Companies in the Lehigh Valley!

More Lehigh Valley Real Estate Information?

Visit Lehigh Valley Homes Online for information about buying or selling a home or property in Lehigh Valley PA including the cities of Allentown, Bethlehem, and Easton.

Do you want more information about financing your first Lehigh Valley Home?

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Berkshire Hathaway Home Services, Fox & Roach REALTORS®, Lehigh Valley PA

Berkshire Hathaway Home Services
Fox & Roach REALTORS®
3101 Emrick Boulevard, Suite 101
Bethlehem, PA 18020
Main Office: 610-865-0033
FAX: 610-974-9430

Information is deemed reliable but not guaranteed.

Lehigh Valley Mortgage Pre-Approval and Good Faith Estimate (GFE). Financing First Lehigh Valley Home, Lehigh Valley First Time Home Buyer serves the following areas Bethlehem, Allentown, Easton, Forks Township, College Hill, Plainfield Township, Washington Township, Bethlehm Township, Bangor, Bushkill Township, Nazareth, Tatamy, Stockertown, Hellertown, Lower Saucon, Freemansburg, Pen Argyl, Williams Township, Palmer Township, Hanover Township, Walnutport, Lehigh Township, Wilson, Wind Gap, Mt. Bethel, Portland, Roseto, Allen Township, Northampton, Bath, Moore Township, Catasauqua, Whitehall, Macungie, Lynn Township, Slatington, Milford, Emmaus, Coopersburg, Center Valley, Springfield Township, Weisenberg, Orefield, Trexlertown, Breiningsville, Upper Saucon, and Saucon Valley. Lehigh Valley Homes, Properties & Real Estate for Sale.